wel , I'm glad I got some attention with this .
Dickbro - I have to disagree with putting a cap ; I lost my 1st-born son due to medical negligence , and have a major suit going on .
How can anyone justify saying: "Oh.. our doctor screwed up and now you lost your loved one.. here's a paltry sum and too bad for you. Our doctor is covered by the insurance and has nothing to fear as even if it came out of his pocket directly , it wouldn't hurt him too badly."
The idea of affixing a cap totally takes the word punitive out of punitive damages. It'd be like saying , ok doc , so you goofed.. whoops.

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' The quality of mercy is not strained ..
it droppeth like rain from the gentle heavens...'