My wife and I are trying to buy our first home. We declared bankruptcy two years ago ($250,000+ in hospital bills will do that to you), but if we can come up with a small down payment we've qualified for a mortgage. Any additional help would of course be great so I've started researching HUD grants. Has anyone here had experience with those or know of any other assistance my wife and I could look into.

Also my wife is Hispanic and we're not above taking advantage of that when it comes to getting some kind of assistance for our first home.